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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	104,592	4,592	4.59

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	4,592	Short Term	Not Applicable	1,377	3,214

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 14-01-2026

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.32	8.71	8.13	6.8	6.98	6.96
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	7.23	7.62	7.2	5.58	7.34	7.8
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	1.23	6.99	7.6	7.33	6.63	6.33	7.56
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	1.23	6.99	7.6	7.33	6.62	6.33	7.3
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	6.97	7.25	6.86	5.57	6.43	6.6
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	6.94	7.41	7.45	6.28	8.11	8.27
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.01	6.91	6.91	6.56	4.77	-	5.88
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.75	6.65	7.86	7.37	5.5	6.84	6.5
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.56	6.24	7.12	6.8	8.33	6.66	7.64
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	6.16	7.27	7.19	5.93	-	6.71
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.6	6.0	6.86	6.46	4.58	-	5.11
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	5.9	7.14	7.01	5.38	7.51	7.86
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.37	5.74	6.87	6.81	5.47	7.37	6.03
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.61	5.68	6.86	6.7	4.87	6.73	5.8
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.65	4.99	6.68	6.42	4.89	6.85	7.2
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.41	4.59	6.25	6.39	5.71	6.17	7.95
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	4.29	6.03	6.2	4.74	6.23	7.39
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	4.19	5.08	5.17	4.46	-	5.52
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	4.16	6.68	7.06	5.05	6.83	6.71
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.2	4.1	6.13	5.97	-	-	5.27
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	4.04	6.44	6.31	4.5	6.85	7.41
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.57	3.67	5.69	5.88	4.11	5.78	6.21
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.76	3.48	5.15	5.22	3.98	6.02	6.65