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Pre-Tax Return	Investment Amount	Redeemed / Maturity Amount	Total Interest / Profit Amount	Annual Interest / Return (%)
Fixed Deposit	100000	106,975	6,975	6.98
HDFC Dynamic Debt Fund - Growth Option	100000	105,356	5,356	5.36

Post Tax Return	Pre-tax Interest / Profit Amount	Capital Gains Tax	Indexed Amount	Income / Capital Gains Tax	Post Tax Interest / Profit Amount
Fixed Deposit	6,975	Not Applicable	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	5,356	Short Term	Not Applicable	1,607	3,749

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 24-10-2025

Scheme Name	Launch Date	Expense Ratio (%)	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	0.52	8.81	9.76	8.48	6.99	6.98	7.03
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	1.28	7.89	8.33	7.95	6.5	7.95	8.37
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	0.74	7.74	8.82	8.18	5.7	6.79	6.57
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	0.98	7.64	8.08	7.44	5.68	6.61	6.66
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	0.0	7.35	8.62	7.84	6.9	6.23	7.62
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	0.0	7.35	8.62	7.84	6.9	6.22	7.38
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	0.63	7.34	8.33	7.87	5.65	7.29	7.89
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	1.02	7.15	7.36	6.95	4.67	-	5.92
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	1.02	6.72	8.82	8.2	6.14	-	6.9
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	1.57	6.54	8.06	7.25	4.78	-	5.3
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	1.55	6.39	7.99	7.1	8.32	6.58	7.72
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	0.78	6.33	8.15	7.19	5.03	6.74	5.88
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	1.33	6.24	8.65	7.77	5.68	7.61	7.97
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	1.64	5.94	7.91	7.0	5.1	6.78	7.35
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	1.41	5.89	7.9	7.59	5.56	7.31	6.09
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	1.7	5.5	7.44	7.11	5.03	6.25	7.5
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	1.47	5.36	7.61	7.07	6.03	6.11	8.02
Union Dynamic Bond Fund - Growth Option	13-02-2012	1.55	4.94	7.44	6.93	4.41	5.8	6.38
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	1.19	4.84	6.86	6.38	-	-	5.48
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	1.25	4.81	6.42	5.9	4.82	-	5.76
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	1.21	4.7	8.09	7.69	5.38	6.91	6.82
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	1.75	3.97	6.71	6.16	4.22	5.96	6.78
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	1.57	3.31	7.88	7.01	4.6	6.8	7.5